I'd rather see the bank put up something beautiful and noteworthy that we can be proud of, than put up something we'll have to merely put up with. I don't think conservatism and 'on the cheap' have to be analogous. I don't think one has to feel grateful to a higher power for what dull, on-spec crumbs drop from their investment table.
"It's better than nothing" and "It'll do for now" are two prevalent attitudes towards architecture in Toronto that I find really vexing.
Is it really better than nothing? Especially since it being built will cancel out all other possibilities for the site. At least a parking lot has space to dream of alternatives in.
Of course we can demolish this planned building for more progress in the future, when we don't like it anymore. But that kind of consideration is a wholly cynical view to base architecture on.
A city whose architecture is just the fodder and excretions of economics is no city at all. Just what is this place we're trying to get to - or escape from - that demands the hasty building of these provisional, professional reassurances?