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Interesting announcement. Tying in Credit Scores to rent payment I think is an extremely positive thing.



 
Tying in Credit Scores to rent payment I think is an extremely positive thing.

Tokenism.

And won't do much when we are growing this fast:


This article goes over the fact that Millennials and Zoomers have substantially soured on this government and have moved from Liberals to Conservatives. It's going to take results (where they actual see better affordability) than simply a pledge of having a better credit score.
 
Right on cue. This is why the feds constantly trying to run the provinces won't work:


If they want to fix the housing crisis, they should stick to levers they control.
 
Right on cue. This is why the feds constantly trying to run the provinces won't work:


If they want to fix the housing crisis, they should stick to levers they control.
I'm surprised how no one in the Liberal backroom didn't see this coming (or perhaps did and didn't care). Opting out and wanting compensation is textbook Quebec. I agree that the feds and provinces should stay in their lanes, except it always seems to be a moving line.
 
I'm surprised how no one in the Liberal backroom didn't see this coming (or perhaps did and didn't care). Opting out and wanting compensation is textbook Quebec. I agree that the feds and provinces should stay in their lanes, except it always seems to be a moving line.

They don't care. This government and its base is desperate to tell the provinces what to do. That's somewhat tolerable when they are using the powers of the purse and trying to encourage change with the lure of dollars. But now we're getting to the point where they are telling provinces how to write rental contracts.

I'm guessing they believe the way out of their political predicament is to push hard against the provinces and then blame them for the housing crisis. I don't think it'll work. But somebody in the LPC back offices seems to be thinking otherwise.
 
It's very difficult to operationalize a million small-time landlords reporting on rent payments to a credit bureau or whatever other bureaucracy they think they'll set up. In any event, do renters want whoever owns the basement apartment they're renting to be able to ruin their credit if their rent cheque is a few days late? It might be a great idea, but I'd be careful what they're wishing for... Imagine how much fun it's going to be trying to convince your landlord to correct an error in reporting to a credit bureau. It's just another thing for landlords to wield power with over tenants.

And how does the government propose forcing lenders to consider whatever information is generated by this reporting. It's not like there's legislation today forcing anybody to take credit scores at face value or do anything on the basis of them (there's some weak protections in some provinces against making decisions on the basis of wrong information that's gone into your credit score).
 
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In regards the national, standardized residential lease, I concur that:

1) This really does nothing to improve affordability at all.

2) Its jurisdictional over-reach

3) Its needlessly bureaucratic and cumbersome to little obvious advantage except for a handful of national REITS.

*****

There is a case to be made for Ottawa pushing the provinces, even in areas of provincial jurisdiction, to the extent that there is a clear, and substantial advantage for the country. That might be recognition of labour credentials across provincial lines; a single capital markets system for the country, a smart-grid of electricity, or some other item where one can imagine goosing national GDP by a full percent or more by way or relatively easy cooperation/harmonization.

But the above is really none of that. Its somewhere between a foolish diversion and something of low benefit to a special interest group known as REITS.

Silly, at best.
 
Given that each province has its own set of things that either have to be in a residential lease, or cannot be in a residential lease, a national standard lease seems like a figment of someone's imagination (someone who is a political/comms staffer who doesn't know much about this issue)
 
Every time I look in this thread, I realize how much I hate our federal politics. It's so tiresome, I'm tired of our tax dollars being wasted on programs that I don't benefit from.

For instance, about two summers ago, our company was installing a new xray machine in Ottawa at CHEO, We booked a hotel room at the Holiday Inn near there and noticed alot of refugees walking around the hotel, we got our hotel rooms and noticed we had no fridge, called up the front desk only to be told "there are no spare fridges available" I was quite baffled considering my boss was paying over $200 a night.

My tax dollars were being used to pay a hotel to keep refugees, and did it make my life better? No.

In London we stopped going to a hotel because it started to smell really bad in the hallways because of all the refugees, I had a co-worker tell me that he could never use the laundry machine because It was always in use by refugees.

I don't hate refugees, I hate how the federal government is letting all these people in, and my money is being wasted on them, when we have more urgent issues affecting native born canadian citizens.
 
Every time I look in this thread, I realize how much I hate our federal politics. It's so tiresome, I'm tired of our tax dollars being wasted on programs that I don't benefit from.

For instance, about two summers ago, our company was installing a new xray machine in Ottawa at CHEO, We booked a hotel room at the Holiday Inn near there and noticed alot of refugees walking around the hotel, we got our hotel rooms and noticed we had no fridge, called up the front desk only to be told "there are no spare fridges available" I was quite baffled considering my boss was paying over $200 a night.

My tax dollars were being used to pay a hotel to keep refugees, and did it make my life better? No.

In London we stopped going to a hotel because it started to smell really bad in the hallways because of all the refugees, I had a co-worker tell me that he could never use the laundry machine because It was always in use by refugees.

I don't hate refugees, I hate how the federal government is letting all these people in, and my money is being wasted on them, when we have more urgent issues affecting native born canadian citizens.

When I was in Niagara Falls last summer, the Wyndham Garden Inn was packed full of Refugees and Asylum Seekers who were partying and drinking on the balcony at 10 am.

I am not anti-refugee (My Grandparents were Hungarian refugees in 1956) but at some point we need to say no. We need to focus on domestic issues not just letting every Singh, Ahmed and Kovalchuk into the country.

I get it.. they need help but so do millions of other Canadians. The money spent on refugees, asylum seekers and foreign aid can be better spend on things like UBI, Pharmacare, Enhanced Military contributions, etc.

I feel like this is where the Liberals have lost the plot. They focus more on everyone else than they do actual Canadians and it is going to cost them in the next election.
 
Every time I look in this thread, I realize how much I hate our federal politics. It's so tiresome, I'm tired of our tax dollars being wasted on programs that I don't benefit from.

This, with respect, is a very dangerous line of thinking.

Why should you pay for someone else's healthcare if you're not sick? Why should you pay for roads if you don't drive? Why should you pay for schools if you don't have kids?

Governments absolutely must invest in things that will never benefit every person, and often, you ought to be grateful that its so ( do you really want to need the fire department?)
Governments will also invest in things you don't need right now; but may later.

My tax dollars were being used to pay a hotel to keep refugees, and did it make my life better? No.

You do understand that Canada has legal obligations as it pertains to asylum seekers under international law.

Are we specifically required to put them up in a hotel? No.

But we are required to let them stay until we can adjudicate whether they have a legitimate claim. Now that they're here, what alternatives to hotels would seem reasonable? I hear a detention centre coming on...... But you know those are paid for w/taxes too, and they're typically more expensive too.

****

To be clear, we have an issue w/people seeking asylum who frankly do not have, at first blush, legitimate claims, the sheer volume has slowed our adjudication process to the point where someone may wait not just weeks or months but well over a year for a hearing/disposition of their case.

That is absolutely untenable, and there are options we can and should look at.

These include:

reinstating VISA requirements for travel from certain countries.
clarifying eligibility/ineligibility and empowering initial contact border staff to reject people w/o a hearing who have no reasonable prospect of admission.
expediting hearings (more staff), and removing those whose claims have been rejected forthwith.

Turfing people out into street or turning them around at the border w/o any due process is not really reasonable.

I don't hate refugees, I hate how the federal government is letting all these people in, and my money is being wasted on them, when we have more urgent issues affecting native born canadian citizens.

Um, the bolded looks really bad. 51% of all Toronto residents were born outside of Canada; 23% of Canada's population overall.

Perhaps you might have meant, that you would like to see more attention paid to the concerns of citizens and permanent residents of Canada (native born or not)

I might add, purely on a budgetary basis, asylum seekers are costing 1.5 - 3B per year to all levels of gov't depending on how one totals the math.

That is a lot of money......but in the grand scheme of a 300B federal budget, its well less than 1% of spending. If it went down 75% tomorrow, its unlikely the reallocation of dollars would make a massive change to anyone's life in terms of dramatic new or enhanced services.
 
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When I was in Niagara Falls last summer, the Wyndham Garden Inn was packed full of Refugees and Asylum Seekers who were partying and drinking on the balcony at 10 am.

I am not anti-refugee (My Grandparents were Hungarian refugees in 1956) but at some point we need to say no. We need to focus on domestic issues not just letting every Singh, Ahmed and Kovalchuk into the country.

I get it.. they need help but so do millions of other Canadians. The money spent on refugees, asylum seekers and foreign aid can be better spend on things like UBI, Pharmacare, Enhanced Military contributions, etc.

I feel like this is where the Liberals have lost the plot. They focus more on everyone else than they do actual Canadians and it is going to cost them in the next election.

My sister stayed at a Vancouver airport hotel that was like that. She said the cigarette smoke was so thick in the hallways and common areas, she couldn't breath. Refugees were smoking everywhere. And there was kids playing with the elevator like it was a toy every time she went to use it. She didn't stay, she checked out, left a complaint, and went some place else.
 
This, with respect, is a very dangerous line of thinking.

Why should you pay for someone else's healthcare if you're sick? Why should pay for roads if you don't drive? Why should you pay for schools if you don't have kids?

Governments absolutely must invest in things that will never benefit every person, and often, you ought to be grateful that its so ( do you really want to need the fire department?)

Governments will also invest in things you don't need right now; but may later.



You do understand that Canada has legal obligations as it pertains to asylum seekers under international law.

Are we specifically required to put them up in a hotel? No.

But we are required to let them stay until we can adjudicate whether they have a legitimate claim.

Now that they're here, what alternatives to hotels would seem reasonable? I hear a detention centre coming on...... But you know those are paid for w/taxes too, and they're typically more expensive too.

****

To be clear, we have an issue w/people seeking asylum who frankly do not have, at first blush, legitimate claims, the sheer volume has slowed our adjudication process to the point where someone may wait not just weeks or months but well over a year for a hearing/disposition of their case.

That is absolutely untenable, and there are options we can and should look at.

These include:

reinstating VISA requirements for travel from certain countries.
clarifying eligibility/ineligibility and empowered initial contact border staff to reject people w/o a hearing who have no reasonable prospect of admission.
expediting hearings (more staff), and removing those whose claims have been rejected forthwith.

Turfing people out into street or turning them around at the border w/o any due process is not really reasonable.



Um, the bolded looks really bad. 51% of all Toronto residents were born outside of Canada; 23% of Canada's population overall.

Perhaps you might have meant, that you would like to see more attention paid to the concerns of citizens and permanent residents of Canada (native born or not)

I might add, purely on a budgetary basis, asylum seekers are costing 1.5 - 3B per year to all levels of gov't depending on how one totals the math.

That is a lot of money......but in the grand scheme of a 300B federal budget, its well less than 1% of spending. If it went down 75% tomorrow, its unlikely the reallocation of dollars would make a massive change to anyone's life in terms of dramatic new or enhanced services.
Thanks for your point of view, I know very little regarding what Canada has signed and was unaware that we need to take in people seeking asylum.

What I said about tax dollars going towards stuff that doesn't affect me, I was being nit-picky and completely forgetting about the fire departments etc, it was stupid so please ignore what i said.

About native born Canadians, yes I did mean permanent citizens of Canada.
 

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