Red Mars
Senior Member
Any loss will most likely be claimed under a Builder's risk (course of construction) insurance policy. Its only at that time a claims adjuster will complete a proper investigation into the cause of the fire with the help of the fire department and determine the responsible party. In any event, the building owner and general contractor are usually named as insureds. Say the cause was due to a defective welding gas tank, the insurer will go after their insurance for indemnity and so on. I doubt anything being built at these constructions values can proceed without proof of insurance being in place.