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Personal Information
Personal information that may be collected by PRESTO in connection with your use of the PRESTO Card is recorded information that identifies individuals and may include:
- information relating to financial transactions in which you have been involved or will be involved with PRESTO, including your credit card number and your bank account information;
- any identifying number, symbol or other particular identifier assigned to you by PRESTO;
- your address or telephone number;
- correspondence sent to PRESTO by you that is implicitly or explicitly of a private or confidential nature, and replies to that correspondence that would reveal the contents of the original correspondence; and/or
- your name where it appears with other personal information relating to you or where the disclosure of your name would reveal other personal information about you.
In connection with the PRESTO Services to be provided, personal information may be collected by PRESTO from you. As well, PRESTO may collect information about you through your use of the PRESTO Card.
PRESTO limits the amount and type of personal information collected from you to only the personal information that is required for the purposes outlined below, or the purposes identified to you when PRESTO requests your personal information. PRESTO will not use your personal information for any other purpose without first obtaining your consent.
PRESTO’s primary purpose for collecting your personal information is to provide the services and/or products requested by you. In addition, you agree that your personal information may be used, among other things, to:
- open and set-up your PRESTO Account;
- verify your identity and/or your eligibility for certain PRESTO Services;
- mail to you your PRESTO Card and other such items or communications;
- operate the PRESTO Services effectively;
- administer loyalty programs associated with the use of the PRESTO Services;
- protect you and PRESTO from error and fraud
- better understand your needs and eligibility for products and services offered by PRESTO or the Service Providers;
- communicate to you those products and services that may be of interest to you;
- improve the products and/or services offered to you; and
- comply with legal and regulatory requirements.
Consent
Your consent to PRESTO’s collection, use and/or disclosure of your personal information in accordance with this Privacy Policy and FIPPA may be obtained from you expressly or impliedly. Express consent may be obtained orally or in writing. Implied consent may be obtained based on some action you have taken, or an action you decided not to take, which action or inaction could reasonably be considered by PRESTO as evidencing your consent.
You have the right at any time to withdraw your consent by providing written notice to PRESTO, provided that there are no legal requirements to prevent this. However, if you withdraw your consent, you may no longer be eligible to use or be provided with some or all of the PRESTO Services, including use of the PRESTO Card.
Limiting Collection
In accordance with FIPPA, the collection of your personal information by PRESTO is limited to that which is necessary for the purposes identified herein. All personal information is collected by PRESTO in a fair and lawful manner.
Limiting Use, Disclosure
PRESTO shall only use or disclose your personal information in accordance with FIPPA. PRESTO will not, without your consent, sell or trade to, or share with any third party, your personal information for purposes other than those for which it was collected or for a purpose consistent with such purposes. However, you agree that PRESTO may disclose your personal information to third parties without your further consent in circumstances where: a. PRESTO has received your previous consent to such disclosure, including for the purposes set out in this Privacy Policy; b. disclosure to a third party is necessary in order to provide services to you; c. it is required or permitted by law or pursuant to a court order; d. PRESTO sells or transfers its business to a third party or restructures; or e. disclosure is reasonably required to a bona fide third party potential investor of PRESTO;
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