[Jonny5]

Yikes, even worse. Sucks because I think Metro's got the most consistent bakery out of all mainline supermarket chains. Hope they do better

I think they bake in stores all over. It's simply a brand name, but when I order delivery from Metro on occasion and get some FSB stuff the origin point of the delivery is always the store at St. Clair and Keele, even though Front Street is my closest store.

I suppose maybe they are shipping it out to other stores from Front Street, but in this age of traffic chaos in that area I doubt they would choose to make stuff at that store and send it elsewhere, so I suspect they make a lot of the "baked in store" products you buy at any Metro in the city over there at The Stockyards and then send it to other stores in the morning.

But even then I also wouldn't be surprised if much of the FSB is simply a white label for product they contract out to be made at some industrial bakery in town.

 

[DSCToronto]

There are several Section 37 funding motions of interest to St Lawrence in the Council agenda for next week. Many have been St Lawrence Neighbourhood Assn priorities for many years and seem to be about to happen.

MM28.16 - Authorization to Release Section 37 Funds for 1841 Shoreline Interpretation - by Councillor Chris Moise, seconded by Deputy Mayor Ausma Malik​

MM28.20 - Authorization to Release Section 37 Funds for Sam Ching Heritage Plaque - by Councillor Chris Moise, seconded by Deputy Mayor Ausma Malik​

MM28.21 - Authorization to Release Section 37 and Section 45 Funds for Heritage Lighting at the Young People’s Theatre - by Councillor Chris Moise, seconded by Deputy Mayor Ausma Malik​

 

[Jonny5]

The pan-middle eastern/Greek and the Firehouse Subs take-out locations in the Coca-Cola building at King and Ontario look like they are only a few days from opening, if perhaps not opening even today.

 

[CityPainter]

The pan-middle eastern/Greek and the Firehouse Subs take-out locations in the Coca-Cola building at King and Ontario look like they are only a few days from opening, if perhaps not opening even today.

Tahini's has been open for a few days now, and was very busy the other day when I walked past around lunch hour.

Firehouse Subs and Burger's Priest (around the southeast side of the building) look to be at least a few weeks away, as they don't even have signage yet.

 

[mburrrrr]

Green P lot 43 South of The Esplanade at Church St. yesterday

They are still working on the ground level. Strange that concrete repairs are a concern on the ground level.
There is a new permit for storm and sewer work.
Maybe they are planning for the future Lower Church St. pass through/under to Cooper St.

Pictures just west of Church St. The Church street entrance is still closed for the foreseeable future.

 

[DSCToronto]

I doubt strongly that they are preparing for Cooper Street passing through their building - if that ever happens I would bet it will only do so if/when that whole building is razed and they build a 60+ building(s). The fact that they are doing drain work could explain why they need to do concrete repair/replacement at grade. Probably poor drainage and the concrete thus cracked - I saw same thing in a condo building the other day and they were about to rip up the lower floor (below grade), add better drainage and repour.

 

[CityPainter]

I doubt strongly that they are preparing for Cooper Street passing through their building - if that ever happens I would bet it will only do so if/when that whole building is raised and they build a 60+ building(s). The fact that they are doing drain work could explain why they need to do concrete repair/replacement at grade. Probably poor drainage and the concrete thus cracked - I saw same thing in a condo building the other day and they were about to rip up the lower floor (below grade), add better drainage and repour.

Yes unfortunately it is not abnormal for buildings to have leaks and other problems related to degrading concrete in their garages or foundations. My nearby condo building has had this sort of work done several times over the decades. Like this one, it is built on former lake that was infilled over the past century and therefore prone to flooding.

 

[evandyk]

Yes unfortunately it is not abnormal for buildings to have leaks and other problems related to degrading concrete in their garages or foundations. My nearby condo building has had this sort of work done several times over the decades. Like this one, it is built on former lake that was infilled over the past century and therefore prone to flooding.

When I was getting insurance for our condo, the salesperson went through her checklist of questions. She asked if I wanted to add protection for flooding. I told her it wasn't necessary as we lived on the 16th floor. She asked "Oh, and is your car parked on the 16th floor as well?"

I didn't buy the insurance, but it did make me wonder whether my car insurance covers a flood of the parking garage.

 

[CityPainter]

When I was getting insurance for our condo, the salesperson went through her checklist of questions. She asked if I wanted to add protection for flooding. I told her it wasn't necessary as we lived on the 16th floor. She asked "Oh, and is your car parked on the 16th floor as well?"

I didn't buy the insurance, but it did make me wonder whether my car insurance covers a flood of the parking garage.

I'm not an insurance expert: but damage to your car should be covered by your car insurance, regardless of where it's parked. And your condo corporation will also have insurance on all common areas of the building, including the garage (which technically you're already paying for via your condo fees). So paying for that coverage yet again through your condo/contents insurance feels redundant and excessive. Maybe she was referring to contents insurance for stuff you keep in your car, which might be more relevant (for example, I once had an extra clause on my condo insurance that insured my laptop even if it was stolen while I was using it in a cafe).

Flooding can still happen in a condo, though, regardless of the floor you're on. For example, pipes can burst or drains can back up either in your unit or those above, causing water to leak down. I notice that insurance is usually very, very specific about which *type* of flooding you're covering for, ex. ground water vs storm damage vs pipes vs sewage overflow, etc. So I think it's one of those areas to ask a lot of questions and read the fine print.

 

[PL1]

I'm not an insurance expert: but damage to your car should be covered by your car insurance, regardless of where it's parked. And your condo corporation will also have insurance on all common areas of the building, including the garage (which technically you're already paying for via your condo fees). So paying for that coverage yet again through your condo/contents insurance feels redundant and excessive. Maybe she was referring to contents insurance for stuff you keep in your car, which might be more relevant (for example, I once had an extra clause on my condo insurance that insured my laptop even if it was stolen while I was using it in a cafe).

Flooding can still happen in a condo, though, regardless of the floor you're on. For example, pipes can burst or drains can back up either in your unit or those above, causing water to leak down. I notice that insurance is usually very, very specific about which *type* of flooding you're covering for, ex. ground water vs storm damage vs pipes vs sewage overflow, etc. So I think it's one of those areas to ask a lot of questions and read the fine print.

My mom has had 3 floods in her condo on the 17th floor in the past few years, which have resulted in needing the floor replaced, new drywall and redoing the bathroom. Get the flood insurance.

She lives in one of the Distillery condos, so not that old. A couple of burst pipes, and one person fell asleep with the tub filling

Edit to remove dangling parenthesis

 

[evandyk]

I read my policy and believed my car was probably covered if the basement flooded.

I did have insurance covering flooding from plumbing (in fact, I made a successful claim under that a few years later). She was selling me groundwater and storm flooding.

Years before that I had a flood from a leaking dishwasher, which ruined my entire floor. That one wasn't covered. Plumbing was covered, but not leaking appliances.

 

[Jonny5]

Flooding can still happen in a condo, though, regardless of the floor you're on. . For example, pipes can burst or drains can back up either in your unit or those above, causing water to leak down.

A few years ago some dunse in the building where I live tried to hang up clothes out of the washing machine to dry on a hanger off the fire sprinkler head, and in the process they burst the bulb which caused a cascade of the pressurised water to blow out of the whole unit and go down several floors and spread everywhere across that floor.

The lesson is never think "I would never cause that problem", because you can never underestimate the need for insurance for the actions caused by other very stupid people.

 

[Northern Light]

When I was getting insurance for our condo, the salesperson went through her checklist of questions. She asked if I wanted to add protection for flooding. I told her it wasn't necessary as we lived on the 16th floor. She asked "Oh, and is your car parked on the 16th floor as well?"

I didn't buy the insurance, but it did make me wonder whether my car insurance covers a flood of the parking garage.

There's an answer for this:

What happens if my car floods in underground parking?

Take the time to understand your auto and home insurance policies to avoid unpleasant surprises if you need to file a claim.

rates.ca

 

[DSCToronto]

There's an answer for this:

What happens if my car floods in underground parking?

Take the time to understand your auto and home insurance policies to avoid unpleasant surprises if you need to file a claim.

rates.ca

The linked article says:

"Be advised, though: a condo corporation’s insurance policy does not automatically cover the damage to a vehicle parked in an underground lot. Even though the parking garage may be considered a common area, the building may not be responsible for your car in the event of flooding."

Though there may be exceptions, I have NEVER heard of a condo where the insurance of personal possessions, like a car, would be covered through the condo corporation's insurance policy. When one buys insurance you need to value what is being insured, a condo would never know the value of the owners' personal belongings. One owner could have a wall of Rembrandts or everyone could have a Swastictruck. That is why almost all condos only insure the common elements and the 'standard unit'. I think that that part of the linked article is VERY misleading!

 

[evandyk]

Obviously I haven't read the policy, but I would be shocked if the condo corp was buying insurance to protect people's cars in the garage. I would also be irritated that owners without cars were subsidizing owners with (the most expensive) cars.

But given my line of work, I did read my own policy and determined that I would be covered in the very unlikely event of a flood that damaged my car on P2 of a 4 floor parking garage.